TCC - Bacharelado em Ciências Econômicas (Sede)
URI permanente para esta coleçãohttps://arandu.ufrpe.br/handle/123456789/418
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Resultados da Pesquisa
Item O viés da disponibilidade nas decisões de investimento dos indivíduos(2024-03-04) Brito Neto, José Heleno de; Maia Filho, Luiz Flávio Arreguy; http://lattes.cnpq.br/2508376486299377The present monograph investigates the impact of the availability bias on individuals' investment decisions, aiming to understand to what extent and by which means financial education can mitigate the adverse effects of these decisions. Initially, we retrieve concepts from behavioral economics and contextualize the situation of financial literacy in Brazil. Through a literature review, we seek to understand the role of the availability bias in investment decisions, analyzing case studies and research that address its influence in different economic contexts. Using an analytical-deductive method, we explore strategies and techniques that can be employed to minimize the negative impact of this bias, aiming to improve financial decision-making. Data collection and selection involved a systematic review of academic sources, prioritizing articles in Portuguese between 2018 and 2023. Six articles were selected, focusing on Brazilian case studies. The studies analyzed reveal that the availability bias significantly influences individuals' investment decisions, especially among the younger and less experienced. Information about the recent appreciation of financial assets, widely disseminated on social media platforms and influenced by digital influencers, has been shown to be a determining factor in investment choices. Lack of understanding of associated risks and the tendency to seek alternative assets were also highlighted as significant concerns.Item Investimentos a longo prazo na renda fixa como complementação da aposentadoria(2023-05-04) Coêlho, Eduardo Autran Gurgel; Xavier, Leonardo Ferraz; http://lattes.cnpq.br/6143161358329055This paper aims to discuss about passive income on long term fixed assets investments, as a way to to obtain a supplementary income to the retirement income. To support this theory, simulations have been done using some assets available in Brazil’s capital markets (Tesouro Direto, CDB, Poupança) and based on the results obtained it was possible to compare the resulting benefits of investments and the resulting benefits of social security. It was observed that the accumulated amount of all the assets mentioned above weren't enough to overcome the official retirement income, but, all of them, except poupança, were enough to provide a total amount greater than the INSS ceiling, even in cases where the contributor hasn't pay tax for a long period of time.Item Formação bruta de capital fixo no Nordeste: análise dos efeitos crownding-in e crowding-out de 1995 a 2018(2021-07-23) Siqueira, Kássio Alves; Souto, Keynis Cândido de; http://lattes.cnpq.br/0393274407907348; http://lattes.cnpq.br/4436640156031801The main objective of this paper is to analyze the relationship between public and private investment in the Northeast from 1995 to 2018, specifically whether this relationship was one of complementarity or substitution. This was done in three steps. First, a proxy was developed for Gross Fixed Capital Formation (GFCF) in the Northeast, for the public and private sectors, and for the selected economic sectors, Agriculture, Industry, Civil Construction and Services, with the objective of creating a series of regional GFCF to be used in the empirical analysis of the determinants of private investment in the Northeast region. In the second stage, based on the economic debate on the determinants of investment, from the main Classical, Neoclassical and Keynesian schools of thought, the model variables were defined, being chosen as determinants of private investment, public investment, GDP, instability index , long-term real interest rate and real exchange rate. Finally, an econometric analysis was performed using the Panel Data methodology and estimators. The results allow us to suggest a crowding-out effect in the Northeast during the analyzed period. When analyzing the relationship in the model with sectorial dummies, the results also suggest the existence of a significant crowding-out effect and in different magnitudes for the sectors of Agriculture, Civil Construction and Industry.Item Avaliação das práticas ESG através do Índice de Sustentabilidade Empresarial (ISE B3)(2022-05-19) Lima, Elvídio Landim do Rêgo; Kehrle, Luiz Rodrigues; http://lattes.cnpq.br/3665967394288808; http://lattes.cnpq.br/9761148824016931This paper aims to evaluate the risk/return ratio of the Sustainability Index (ISE B3), through the Sharpe index. Over the seventeen years of ISE B3, there was an average increase of 4.2% in the number of companies and 2.42% in the number of shares. The frequencies of participations of companies and economic sectors in the ISE B3 portfolios ranged from 5.88% to 100%. The series presented structural breakage, thus being divided into two periods. The first period of the IBOVESPA resulted in a negative trend, while the second showed a positive trend and a higher risk/return ratio. On the other, the two periods of ISE B3 showed positive trends and risk / return ratios also positive. It was concluded that ISE B3 presented a better risk /return ratio over the periods considered.Item Investimento com propósito: a captação de recursos no mercado de capitais realizada por cooperativas agrícolas ligadas ao Movimento dos Trabalhadores Rurais Sem Terra(2022-05-24) Rodrigues, Elizeth Aparecida Carvalho; Kehrle, Luiz Rodrigues; http://lattes.cnpq.br/3665967394288808The ESG (Enviromental, Social and Governance) agenda, brought to light the need to measure the impact of the actions of companies and individuals on society and the planet. A more mature and critical society demands the preservation of the environment, more equality and transparency in the relationships between companies and their stakeholders. The figure of the purposeful investor is emerging, who aims for profit, but also wants to see their assets being used to generate an effective impact on society, in the construction of a better planet and a more prosperous future. And it was in this context that an operation considered revolutionary took place in the capital market at the end of 2021: seven cooperatives linked to the Landless Rural Workers Movement (MST) went to the stock exchange and raised R$ 17.5 million for investment in family farming, benefiting 13 thousand families. The objective of this work is to verify how the capture carried out by the cooperatives linked to the MST took place. The methodology adopted was national and international bibliographic research on the subject of investing with purpose, ESG and capital markets, as well as research on websites of highly reliable sources, seeking references, concepts, existing legal instruments and related to the theme. The final result shows that the capital market can be a great ally of the MST in the development of family agriculture.Item Atenção e persuasão, as armas da comunicação dos youtubers de finanças(2021-07-22) Soares, Bruno Alecsander Maia; Maia Filho, Luiz Flávio Arreguy; http://lattes.cnpq.br/2508376486299377This work aims to analyze the degree of sophistication in communication from the perspective of Behavioral Economics, regarding the levels of persuasion and attention capture through the formation of habits, used by the two biggest channels of personal finance and investments of YouTube in Brazil. The methodology used in this work was Content Analysis, through a qualitative approach. The three videos of the channels O Primo Rico and Me Poupe! which had the highest amount of views in the last six months. Thus, it was possible to conclude that producers strategically use the techniques of persuasion and attention capture, pointing to a need for more careful and rational filtering by consumers in their search for financial instruction via internet videos.Item A sustentabilidade agregando valor na economia empresarial: um levantamento sobre ideias e comportamentos de uma economia sustentável(2019) Amaral, Diogo Fernandes Alves; Araújo, Chiara Natércia França; http://lattes.cnpq.br/7273384016233113As awareness has grown in recent years about global warming and climate change, the world is heading for a trend where companies and investors are looking to positively impact the environment. A new vision has been created where reducing pollutant emissions or investing in clean or sustainable energy sources can generate profit and contribute to the level of economic growth.It is in this scenario that this work is based, where an analysis was made about how companies, investors and society are going, in order to achieve a better preservation of the environment, together with economic growth.It was observed that companies are adopting a new behavior of greater concern for the environment, where they are looking for new techniques that can contribute to reducing their costs or generating revenue by including sustainability in their business management.We werealso noted that it is beginning to form new investment opportunities in green technology. Companies that are investing in the creation of green technologies have great support from society and have huge growth potential within the market. Investors are looking for socially responsible companies to make their investments, which can be done through the stock exchange, green fund investments, SRI funds.Therefore wewill be shown in this paper how sustainability is here to stay. New investment opportunities, new sustainable techniques, new behaviorsof economic agents and how they are moving towards adding the value of sustainability in the economy.