TCC - Bacharelado em Ciências Econômicas (Sede)
URI permanente para esta coleçãohttps://arandu.ufrpe.br/handle/123456789/418
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Item Fintech: panorama do setor bancário brasileiro(2021-07-23) Vidal, Luiz Felipe de Araújo; Gomes, Sónia Maria Fonseca Pereira Oliveira; http://lattes.cnpq.br/9795791528582607; http://lattes.cnpq.br/7756851180127961This monograph intends to present the panorama of Fintechs in the Brazilian banking sector, known as the Fintech Revolution. That is, it plans to assemble a panorama of fintechs in the Brazilian banking system, and to do so, it is necessary to present the benefits of the new resolution supporting the operation of financial startups, RCMN 4,656 of 2018 and show how this regulation affects the possible paths of digital credit and/or financing banks. In addition, it is also intended to explore the case of Banco Intermedium in its pioneering role among startups on the stock exchange and what this may represent in terms of future prospects for the sector in question, since it was a physical bank in 100% of its operations that now operates digitally in 100% of them. The methodology adopted in this monograph unfolds between the survey of bibliographic material and the analysis of secondary data in order to, more specifically, survey and describe the process of emergence of the currency, its contextualization, theoretical basis and importance to society and, thus, obtain an overview of traditional banks, aiming to draw a perspective on their problems that somehow led to the emergence and growth of financial Fintechs based on the digital medium.Item FINTECHS: um novo paradigma para os serviços financeiros(2019) Araujo, Adams Matos de; Coelho Júnior, Álvaro Furtado; http://lattes.cnpq.br/1248468009730949Banking services have undergone profound transformations, driven by the digital inclusion of the population and by innovation in the financial market. Faced with this scenario came the Fintechs, startups that act exclusively offering financial products and services. Fintechs use digital technologies and associated tools to provide financial services to consumers and businesses. Its solutions deliver three key results: ease of use, faster service delivery, and more affordable cost. Analyzing these variations in banking services is fundamental to understanding the new market dynamics. It should be noted the recent regulation by the Brazilian authorities regarding the performance of Fintechs in Brazil and what criteria should be obeyed for action in the financial market. What we can observe with this work was the great expansion of Internet access togetherwith the growth of the digital banking market with the emergence of Fintechs.