(2019) Nascimento, Victor Gabriel da Silva; Carazza, Luís Eduardo Barbosa; http://lattes.cnpq.br/1625397086677760
This paper presents the financial model known as free banking or the Laisses-faire banking system, as a viable alternative to the current configuration of the Brazilian banking market. Given the oligopolistic character of this sector in the country, a model of greater freedom for banks can facilitate the entry of new institutions that can reduce the concentration and interest levels that traditional banks have. Considering the existence of five large banking institutions operating in Brazil that together hold a significant part of the market and behave in a cartelized manner. In another aspect, it is also intended to address the possibility of these institutions having the freedom to issue their own currencies, bringing the money market to the competitive market level.
