TCC - Economia Doméstica (Sede)
URI permanente para esta coleçãohttps://arandu.ufrpe.br/handle/123456789/433
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Item Burocracia no sistema público: experiência de estágio no Setor Financeiro da Secretaria de Justiça e Direitos Humanos - PE(2020) Cardoso, Emerson Alves; Albuquerque, Hortência Cruz de; Melo, Jaqueline Ferreira Holanda de; http://lattes.cnpq.br/0639256942534141; http://lattes.cnpq.br/4316127961561473; http://lattes.cnpq.br/9969109971150312Item Consumidores/as endividados/as e a cidadania financeira: os dilemas consumeristas dos/as usuários/as do Proendividados(2020-10-10) Barros, Naylline Hills de Albuquerque; Albuquerque, Hortência Cruz de; Silva, Laurileide Barbosa da; http://lattes.cnpq.br/7869325906861017; http://lattes.cnpq.br/4316127961561473; http://lattes.cnpq.br/1375627667531678The supply of credit to the Brazilian population has grown significantly in recent years. However, the context in which this inclusion in the financial market took place brought alarming rates of family indebtedness. This problem aroused interest in promoting actions aimed at its prevention, as well as improving the relationship between individuals and finances. One of the institutions that comprised the proposal was the Central Bank of Brazil, aiming to spread financial citizenship, a concept recently discussed, which refers to the exercise of the rights and duties of individuals with regard to financial life. Financial citizenship is supported by a context of financial inclusion and education, consumer protection, and participation in the dialogue with the National Financial System. In this sense, the experience lived as a volunteer student, in the Program for the Treatment of Super-indebted Consumers (PROENDIVIDADOS) guided the accomplishment of this work, which had as its proposed objectives: to analyze financial citizenship in the daily life of indebted consumers and, specifically, to characterize the profile of users of PROENDIVIDADOS, identifying the main problems presented by consumers and assessing the exercise of financial citizenship based on the experiences of users of PROENDIVIDADOS. The methodological path adopted was based on the qualitative approach, with participant observation as an instrument of data collection. The results show that the consumers served by PROENDIVIDADOS, most of them are retired and that they have been exercising financial citizenship in a precarious way, mainly due to the way in which they are financially included, without access due to financial education and weakened in your protection. However, these factors show the urgency of actions that expand access to financial citizenship, in its broadest sense, a job to be carried out continuously and systematically, through the cooperation of different bodies, whether public or private, with the due responsibility of the State.Item Docentes negras na Universidade Federal Rural de Pernambuco: um estudo sobre a presença e o significado da mulher negra na academia(2019) Ferreira, Mailonga Albuquerque; Albuquerque, Hortência Cruz de; http://lattes.cnpq.br/4316127961561473; http://lattes.cnpq.br/3580679428083890This research deals with the construction of Afro-Brazilian women within the academic space from the intersectionality that underlies the identity of black women and the productions of this meaning / representation within the academy. The objective was to understand or interpret the black female gender from the perspective of Afro-Brazilian documents that are inserted in the university environment of UFRPE. For this, use the qualitative methodology with secondary data from periodic consultations, articles, books, theses and dissertations available in the CAPES database, andto access the primary data was prepared as a questionnaire in the GoogleForms platform or sent to teachers. from UFRPE and answered by 14 teachers and 8 self-declared: black (4 teachers); light brunette (2 documents) and brown (2 documents). From the content analysis, it identifies as different meanings that cross or are identified black within the university (there is a view that a space is mostly and historically occupied by white men), as an image of “winning” and consequently “ empowered ”to occupy such a place. There is still no data from the documents about black universals, which can be seen as an opportunity for research and for the deepening of issues that connect gender, race and class, understanding that occupying a position of power as documents creates practical representations of transformations and advances of the Brazilian black community.Item Endividamento entre jovens universitários: insights sobre educação financeira na Universidade Federal Rural de Pernambuco (UFRPE)(2020-10-20) Silva, Otoniel Galdino da; Albuquerque, Hortência Cruz de; Silva, Laurileide Barbosa da; http://lattes.cnpq.br/7869325906861017; http://lattes.cnpq.br/4316127961561473; http://lattes.cnpq.br/4888246035519447With increasing globalization, the significance of consumption has even greater proportions, reaching all social groups. The most vulnerable to the appeal of advertising are children and young people, many of them in school and others entering higher education, but not always financially educated. This research aimed to investigate the indebtedness among young university students at UFRPE and the ways of accessing Financial Education. The work was developed by a methodology conducted through a qualitative and quantitative research through a survey carried out among young people from different courses of the Higher Education Institution during the month of August 2020, where the data were collected through an electronic questionnaire. applied to a sample composed of 81 enrolled students. To meet the general objective, several variables were used for the analysis, such as the socioeconomic profile, the experiences with Financial Education before and after entering higher education, the consumption profile, the behaviors in relation to finance, among others. As a result, the research identified that despite the pandemic of COVID-19, it appears that young university students at UFRPE are not very prone to debt, or at least in their perception, most do not consider themselves indebted. Of those who consider themselves indebted and also over-indebted (27.2% and 11.1%, respectively), the most common type of debt is the credit card (51.9%). It was generally perceived that students consider it important for UFRPE to have courses and lectures on financial education, as forms of access to knowledge.Item Os/as consumidores/as e o superendividamento: um estudo sobre as estratégias do Núcleo de Apoio ao Superendividado (NAS) em Recife/PE(2018-12-20) Oliveira, Irani Pereira de; Albuquerque, Hortência Cruz de; http://lattes.cnpq.br/4316127961561473Historically, the brazilian population has built an adverse relationship with the administration of personal finance. Long periods of economic crisis, low distribution of income and opportunities, delegated to families spending habits incompatible with the minimum income level of the country. The increased production of things, advance credit for your purchase and the creation of consumer culture, are some factors that support for the consolidation and the ebbing of a company "heavilyin debt". In contemporary times, the consumers even need to prove income to gain access to credit and thus acquire products and services, in addition, has operated as a means of signification and social inclusion. The facilitation of access to credit not brought with it financial education, which contributes to that families don't enjoy a improve quality of life, and thus trigger problems like: indebtedness, over-indebtedness, family conflicts, among others. Thus, this work was an experienced stage at the core of support for over-indebtedness and aims to analyze the main strategies for consumer education and consequences of over-indebtedness faced by the consumers who use the services. For this, a survey of exploratory and qualitative nature. As a conclusion that the problem of over-indebtedness is in addition to the lack of financial education and materializes from the precarious access to financial resources in addition to the incentives to an insatiable consumer culture that adds to property values, emotions, and sense of belonging.Item O projeto ações socioeducativas como estratégia de formação de valores, hábitos e atitudes de crianças e adolescentes(2019-02-18) Silvestre, Stephanie Raphaelle de Carvalho; Saraiva, Joseana Maria; Albuquerque, Hortência Cruz de; http://lattes.cnpq.br/4316127961561473; http://lattes.cnpq.br/2009197399132834This study aims to present the results of the evaluation of the activities carried out in the experience of Mandatory Supervised Internship (ESO) - lived in the period from 2015 to 2016 in the project Actions socioeducativas for children and adolescents of Elementary School of the public network of Recife-PE: in complementation of school and family action - and its impact on the integral development of children and adolescents in reducing school dropout and repetition; reduction of violence at school and in the family; formation of healthy eating habits in order to prevent obesity in childhood and adolescence. The path taken to reach these objectives associates activities of research, teaching, intervention, process monitoring and evaluation in order to evidence the impacts of the actions on the index of school performance and on the personal and social formation of the individuals involved in the action. The results show that in line with the project planning, the extension action met the proposed objectives, since it promoted the learning process in the desired aspects and the personal and social development of children and adolescents. In this perspective, the extension, articulated research and both to education, constituted a fundamental activity, not only as a principle, but also as social and educational practice, despite the limitation of financial resources, overcome with the participation of all involved, especially , with the performance of the students of the courses of Home Economics and Consumer Sciences / UFRPE. In this process, the University surpassed its walls and established the relation theory and practice, allowing the author of this study, trainee of the Project, student of the course of Home Economics, to experience the theory-practice relationship through teaching, research and extension, critical and conscious way. In addition, the action has effectively contributed to the promotion of integral development of children and adolescents, including effective impacts on school performance and behavior of the subjects involved.Item Relato de experiência de estágio no Procon Estadual de Pernambuco: a vulnerabilidade dos consumidores endividados através do uso do cartão de crédito(2020-11-09) Silva, Deiseane Ferreira da; Albuquerque, Hortência Cruz de; Melo, Juliana Cristina das Chagas de; http://lattes.cnpq.br/2650006090499628; http://lattes.cnpq.br/4316127961561473; http://lattes.cnpq.br/7601308386277941Item Vidas financeiras: a influência das heurísticas e vieses no comportamento para o superendividamento(2021-02-22) Silva, Genilda Karla Nobre da; Albuquerque, Hortência Cruz de; Melo, Jaqueline Ferreira Holanda de; http://lattes.cnpq.br/0639256942534141; http://lattes.cnpq.br/4316127961561473; http://lattes.cnpq.br/7054065410080769Among the consequences of certain consumption behaviors, over-indebtedness has been presented as one of the main dilemmas for Brazilians in these first two decades of the 21st century. Therefore, the general objective of this work was to understand the financial lives of consumers who are or have been in over-indebtedness. Regarding the methodological procedures, the present work has an exploratory-descriptive character of a qualitative nature. For the collection of primary data, on-site observation was carried out and a form was made available on the Google Forms platform. Based on what was observed, we can consider that schooling is not synonymous with financial education, income, its source and amount, together with the number of people who live together, despite not being determining factors in over-indebtedness, can help to worsen both default and quality of life. We hope that this work will contribute to the creation of effective programs to prevent over-indebtedness, protection and consumer education, with a view to influencing financial health and, consequently, improving the quality of life of citizens.