Bacharelado em Ciências Econômicas (Sede)
URI permanente desta comunidadehttps://arandu.ufrpe.br/handle/123456789/7
Siglas das Coleções:
APP - Artigo Publicado em Periódico
TAE - Trabalho Apresentado em Evento
TCC - Trabalho de Conclusão de Curso
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Resultados da Pesquisa
Item Fintech: panorama do setor bancário brasileiro(2021-07-23) Vidal, Luiz Felipe de Araújo; Gomes, Sónia Maria Fonseca Pereira Oliveira; http://lattes.cnpq.br/9795791528582607; http://lattes.cnpq.br/7756851180127961This monograph intends to present the panorama of Fintechs in the Brazilian banking sector, known as the Fintech Revolution. That is, it plans to assemble a panorama of fintechs in the Brazilian banking system, and to do so, it is necessary to present the benefits of the new resolution supporting the operation of financial startups, RCMN 4,656 of 2018 and show how this regulation affects the possible paths of digital credit and/or financing banks. In addition, it is also intended to explore the case of Banco Intermedium in its pioneering role among startups on the stock exchange and what this may represent in terms of future prospects for the sector in question, since it was a physical bank in 100% of its operations that now operates digitally in 100% of them. The methodology adopted in this monograph unfolds between the survey of bibliographic material and the analysis of secondary data in order to, more specifically, survey and describe the process of emergence of the currency, its contextualization, theoretical basis and importance to society and, thus, obtain an overview of traditional banks, aiming to draw a perspective on their problems that somehow led to the emergence and growth of financial Fintechs based on the digital medium.Item A teoria do free banking no contexto econômico brasileiro: uma análise das implicações que podem emergir de um sistema bancário livre(2019) Nascimento, Victor Gabriel da Silva; Carazza, Luís Eduardo Barbosa; http://lattes.cnpq.br/1625397086677760This paper presents the financial model known as free banking or the Laisses-faire banking system, as a viable alternative to the current configuration of the Brazilian banking market. Given the oligopolistic character of this sector in the country, a model of greater freedom for banks can facilitate the entry of new institutions that can reduce the concentration and interest levels that traditional banks have. Considering the existence of five large banking institutions operating in Brazil that together hold a significant part of the market and behave in a cartelized manner. In another aspect, it is also intended to address the possibility of these institutions having the freedom to issue their own currencies, bringing the money market to the competitive market level.