Navegando por Assunto "Moeda"

Agora exibindo 1 - 3 de 3

Atuação de bancos e cooperativas de crédito em regiões com baixo dinamismo econômico
(2018) Madureira, Camila Lopes e Silva; Freitas, Priscila Michelle Rodrigues; http://lattes.cnpq.br/3255381700202901
The relationship between money and economic development is a source of study by many authors, whotry to explain the role that money plays in development, especially at the regional level. Based on the post-Keynesian slope of the non-neutrality of money, this paper proposes to analyze the role of the banks and the credit cooperative of free admission, based on data from the Credit Union of Free Admission of Pernambuco (Sicoob Pernambuco), in the regions with less economic dynamism in which it operates, these being the Sertão do Pajeú, in the state of Pernambuco and Cariri Ocidental, in the state of Paraíba.Five financial indicators developed by Crocco (2010) were used to perform this analysis. The results show that despite the fact that the Credit Union has a minor performance in the region when compared to the banking branches, Sicoob Pernambuco has proportionally offered more credit in these peripheral regions, allowing for more investments and, consequently, regional development. The decline in the supply of credit by banks may be justified by a higher preference for liquidity, generated by high levels of uncertainty present in these regions.
Bitcoin: soberania financeira ou armadilha fiduciária?
(2023-12-20) Barbosa, Lucas dos Santos; Carazza, Luís Eduardo Barbosa; http://lattes.cnpq.br/1625397086677760; http://lattes.cnpq.br/6178087346414083
The Bitcoin attempts to challenge the fiduciary system by solving various problems associated with the centralized model. However, due to the blockchain's limited processing capacity, scalability issues abound. As a result, users are exploring alternative options to Bitcoin, including the Lightning Network (LN), a solution that offers fast and economical transactions. However, the Lightning Network is highly centralized and controlled by a handful of entities, raising concerns about privacy, security, rate adjustments, and government regulation. An alternative and popular approach is to engage in Bitcoin contracts through brokers, banks, payment institutions, and custodial wallet companies. While this method is more convenient, it raises privacy and fractional reserve issues. It is concluded that these applications of bitcoin contradict the principles outlined in the white paper and push the currency towards a fiat money model. In light of this, it is necessary to educate users about the benefits of using bitcoin in a decentralized way, encouraging the practice of peer-to-peer (P2P) transactions and self-custody storage.
Interferência estatal e moeda: o papel do bitcoin
(2021-12-17) Vasconcelos, Wallysson Raymar do Amaral; Carazza, Luís Eduardo Barbosa; http://lattes.cnpq.br/1625397086677760; http://lattes.cnpq.br/3867316727024211